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Short Sale
Information & News Updates
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Loan Modification
Information & News Updates
You can easily modify this information & news area
with your content.
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Mortgage Negotiators |
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Mortgage payment too high? There are
mortgage modifications programs that can help.
Your mortgage company can help modify your
mortgage.
There are government programs that can help
modify your mortgage. We can help negotiate
your loan modification. |
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Need to sell and the mortgage is
more than the house is worth? Your
mortgage company can help with a short sale.
Your realtor can help with a short sale.
There are government programs that can help
with a short sale. We can help negotiate your
mortgage for a short sale.
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Short Sale |
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People need to sell their homes for
many reasons. Job transfer, illness, family needs,
divorce, death are all reasons why people must sell
their houses.
Getting a mortgage lender to accept
less than the amount due on the mortgage is a short
sale. It is legal way to sell a house in a way
that not destroy credit, embarrasses the family and
strips an owner of dignity.
Almost 1 out of 5 homeowners owe
more on their property than it is worth. For many
homeowners and mortgage lenders, a short sale is the
only way to sell a house. It is a way for both the
homeowner and mortgage lender to work together and get
out from under a property. |
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Loan Modification |
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Lowering your house payment and making it more
affordable is major objective for a loan modification.
For homeowners who owe more than the house is worth, a
loan modification can help save their home.
Instead of refinancing at a lower interest rate, a loan
modification simply changes the terms of the existing
mortgage. A mortgage may be modified depending on the
homeowner's financial distress, the mortgage lender and
the modification guidelines. Working together, the
homeowner and mortgage lender, can reduce the mortgage
payment and help the homeowner remain in the home.
Modifying a mortgage is a solution for a homeowner to
avoid a foreclosure and remaining in the house. |
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Don't Walk Away |
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Walking away and giving the keys to the bank is the
least useful alternative. When a homeowner walks
away from their home they have abandoned the house.
They leave the property open to vandalism, theft and
damage. It forces the mortgage lender to foreclose
on the property. The financial consequences are
significant for the homeowner. The mortgage lender
may be able to get a collect the balance of what is
owned on the mortgage in addition to the cost of
maintaining the property, repairing damage, replacing
appliances, attorney fees and court costs.
The foreclosure associated with walking away can have
significant negative impact on the homeowner's credit.
The impact of walking away can follow and haunt the
homeowner for a very long time.
It makes no sense to walk away when there are so many
helpful alternatives. |
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